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Divorce and your mortgage.

Updated: Dec 8, 2021



The pandemic has had an impact on all areas of life, including relationships. Citizens Advice reported a 25% upswing in visits to its divorce page in the first weekend of September 2020 compared with 2019 .


There are several routes to take when it comes to dividing your property.


Selling the property and splitting the proceeds


This may be an attractive option if the proceeds from the sale will enable each partner to buy a new home.


Buying your partner out


If you can afford to, it may be possible to buy your former spouse’s share in the property in order to take complete ownership.


Selling up when the children have moved out


It is possible to keep the ownership of your home unchanged until a later date (to provide stability for your children, for example), and only sell up once they have moved out.


Making the decision


Depending on your relationship with your ex-partner, it may be difficult to agree on what should happen to your mortgage. If so, a court will decide for you, prioritising the wellbeing of any children in order to minimise the disruption to their lives.


Getting your life back on track


Our sympathetic advisers are on hand to help you get your life and finances back on track. Whether this be through helping you organise your post-divorce finances or assisting you in finding a suitable mortgage for a new property, we’re here to help you move forwards



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