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Homebuying Checklist

Buying a home in the UK can be a complex process, but following this checklist can help ensure that you stay on track and don't miss any important steps along the way.


Determine your budget:

Calculate how much you can afford to spend on a home, taking into account your income, expenses, and savings. This will help you determine your maximum budget for a property.

Get pre-approved for a mortgage:

Contact us and get pre-approved for a mortgage (This is usually called a Decision/Agreement in Principle). This will give you an idea of how much you can borrow and help you determine your price range when house hunting.

Research properties:

Use online tools and research properties in your desired location. Visit open houses and schedule viewings to get a better sense of the properties you're interested in.

Make an offer:

When you've found a property you like, make an offer. Your estate agent can help you determine an appropriate offer amount and negotiate with the seller.

Appoint a solicitor:

Find a solicitor or let us provide one for you. A solicitor or conveyancer will handle all the legal aspects of buying or selling a property for you. 

Have a survey and valuation done:

Hire a qualified surveyor to conduct a survey of the property to identify any defects or issues. Also, get a property valuation to ensure that the price you're paying is fair.

Finalise your mortgage:

Once your offer has been accepted, finalise your mortgage with us. This will involve providing documentation and signing a mortgage agreement.

Exchange of contracts:

Once all the legal paperwork is complete, exchange contracts with the seller. This is a legally binding agreement to buy the property.


On completion day, your solicitor will transfer the balance of the purchase price to the seller's solicitor. Once this is done, you'll receive the keys to your new home!

Move in:

Now it's time to move in and make your new house a home. Set up utilities, change your address, and start enjoying your new property!

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